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        <title>어피닛 팀 블로그</title>
        <link>https://blog.afinit.com</link>
        <description>14억 인도인들의 더 쉬운 금융 생활을 위한 어피닛 팀의 이야기를 공유합니다.</description>
        <pubDate>Tue, 22 Oct 2024 08:29:17 GMT</pubDate>
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              <title>&quot;디지털 금융이 만든 현재와 미래&quot; 한-인도 AI 금융포용 컨퍼런스를 가다</title>
              <link>https://blog.afinit.com/디지털-금융이-만든-현재와-미래-한인도-ai-금융포용-컨퍼런스를-가다-301669</link>
              <description></description>
              <pubDate>Fri, 11 Sep 2026 06:33:23 GMT</pubDate>
              <guid>https://blog.afinit.com/디지털-금융이-만든-현재와-미래-한인도-ai-금융포용-컨퍼런스를-가다-301669</guid>
              <category>Finance</category><category>AI</category><category>India Fintech News</category><category>Industry</category>
              
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            </item><item>
              <title>AI-Ready Data Platform으로 가는 세 가지 질문</title>
              <link>https://blog.afinit.com/ai-ready-data-platform</link>
              <description>AI를 새로운 데이터 소비자로 받아들이기 위해 필요한 것: Context, Governance, Interface</description>
              <pubDate>Wed, 26 Aug 2026 11:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-ready-data-platform</guid>
              <category>AI</category><category>Tech</category>
              <author>Jess Jang</author>
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              <title>[뉴스레터] Cover Story - 5호</title>
              <link>https://blog.afinit.com/270750</link>
              <description>신용 기록이 없는 사람을 판단하는 기술이 인도 금융 시장에서 성공을 판가름한다.</description>
              <pubDate>Fri, 21 Aug 2026 09:25:00 GMT</pubDate>
              <guid>https://blog.afinit.com/270750</guid>
              <category>Finance</category><category>Tech</category><category>AI</category>
              <author>Afinit team</author>
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            </item><item>
              <title>2026년 8월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/269793</link>
              <description>8월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Thu, 20 Aug 2026 10:50:00 GMT</pubDate>
              <guid>https://blog.afinit.com/269793</guid>
              <category>India Fintech News</category>
              
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              <title>어피닛 AI 엔진이 규칙 기반 심사 정책을 학습 정책으로  전환해가는 과정</title>
              <link>https://blog.afinit.com/어피닛-ai-엔진이-규칙-기반-심사-정책을-학습-정책으로-전환해가는-과정-256395</link>
              <description>결정 복제, 오프폴리시 평가, 비대칭 정책 결합을 이용한 규칙 기반 대출 심사 정책의 단계적 전환</description>
              <pubDate>Thu, 13 Aug 2026 10:00:54 GMT</pubDate>
              <guid>https://blog.afinit.com/어피닛-ai-엔진이-규칙-기반-심사-정책을-학습-정책으로-전환해가는-과정-256395</guid>
              <category>AI</category><category>Finance</category><category>Tech</category>
              <author>Jace Shin</author>
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              <title>AI 해커톤: 약속한 그대로 받는 대출</title>
              <link>https://blog.afinit.com/ai-해커톤-약속한-그대로-받는-대출-253185</link>
              <description>사전 승인 오퍼를 다시 설계하다</description>
              <pubDate>Thu, 13 Aug 2026 06:43:00 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-해커톤-약속한-그대로-받는-대출-253185</guid>
              <category>AI</category><category>Corporate</category><category>Product</category><category>Afinit News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>AI 해커톤: 결승선 앞에서 멈춰 선 고객들</title>
              <link>https://blog.afinit.com/236710</link>
              <description>금융 상품을 대신 설명해주는 &apos;Hambal AI&apos;를 만들며 얻은 이야기</description>
              <pubDate>Mon, 27 Jul 2026 02:43:13 GMT</pubDate>
              <guid>https://blog.afinit.com/236710</guid>
              <category>AI</category><category>Corporate</category><category>Product</category><category>Afinit News</category>
              <author>Afinit team</author>
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              <title>AI 해커톤: 금융의 틀을 깨다</title>
              <link>https://blog.afinit.com/ai-해커톤-금융의-틀을-깨다-235587</link>
              <description>대화형 AI로 WhatsApp에 대출 서비스를 도입하기까지</description>
              <pubDate>Fri, 24 Jul 2026 12:04:20 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-해커톤-금융의-틀을-깨다-235587</guid>
              <category>Corporate</category><category>Afinit News</category><category>AI</category>
              <author>Afinit team</author>
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              <title>인도 핀테크, 갈라지는 해 — 시장은 &apos;대출회사&apos;가 아니라 &apos;기술회사&apos;에 값을 매긴다</title>
              <link>https://blog.afinit.com/인도-핀테크-갈라지는-해-시장은-대출회사가-아니라-기술회사에-값을-매긴다-235233</link>
              <description>같은 해, 같은 시장에서 누구는 45억 달러를 받고 누구는 등록증을 반납했다. 무엇이 둘을 갈랐을까. 답은 얼마나 빌려줬느냐가 아니라, 무엇으로 신용을 다루느냐에 있다. 다음 10년의 주인공은 대출 장부가 아니라 데이터와 AI 위에 서 있다.</description>
              <pubDate>Fri, 24 Jul 2026 05:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/인도-핀테크-갈라지는-해-시장은-대출회사가-아니라-기술회사에-값을-매긴다-235233</guid>
              <category>Finance</category><category>Industry</category>
              <author>Afinit team</author>
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            </item><item>
              <title>2026년 7월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/232129</link>
              <description>7월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Mon, 20 Jul 2026 00:08:00 GMT</pubDate>
              <guid>https://blog.afinit.com/232129</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>Iceberg는 정말 싸고 빠를까? – 운영 데이터 5가지 벤치마크 솔직한 결과</title>
              <link>https://blog.afinit.com/iceberg-vs-athena-pyspark-benchmarks</link>
              <description>&apos;Iceberg가 더 효율적이다&apos; 이론을 실제 운영 데이터로 검증. Athena와 PySpark 환경에서의 다섯 가지 벤치마크 결과를 공유합니다</description>
              <pubDate>Sun, 05 Jul 2026 11:50:59 GMT</pubDate>
              <guid>https://blog.afinit.com/iceberg-vs-athena-pyspark-benchmarks</guid>
              <category>Tech</category>
              <author>Gray Yoon</author>
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            </item><item>
              <title>[AI-Native AFINIT] AI가 읽는 서비스 설계도로 조직의 업무속도를 높이는 법</title>
              <link>https://blog.afinit.com/ai-native-service-design-organization-productivity</link>
              <description>AI-Native PM에서 AI-Native 프로덕트 엔지니어링 &apos;조직&apos;으로 가는 길</description>
              <pubDate>Fri, 03 Jul 2026 09:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-native-service-design-organization-productivity</guid>
              <category>Product</category><category>AI</category>
              <author>Dennis Choi</author>
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            </item><item>
              <title>[바이브코딩 워크샵 회고록]비개발자 148명에게 2주 동안 AI를 붙여봤습니다</title>
              <link>https://blog.afinit.com/바이브코딩-워크샵-회고록비개발자-148명에게-2주-동안-ai를-붙여봤습니다-218351</link>
              <description>전사 인원을 대상으로 바이브코딩 워크샵을 진행한 현장 기록을 솔직하게 회고해보았습니다.</description>
              <pubDate>Fri, 03 Jul 2026 06:36:29 GMT</pubDate>
              <guid>https://blog.afinit.com/바이브코딩-워크샵-회고록비개발자-148명에게-2주-동안-ai를-붙여봤습니다-218351</guid>
              <category>AI</category><category>Corporate</category>
              <author>Woony Kim</author>
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            </item><item>
              <title>어피닛, 모든 직원을 AI 빌더로 변화시키는 방법</title>
              <link>https://blog.afinit.com/어피닛-모든-직원을-ai-빌더로-변화시키는-방법-216909</link>
              <description>어피닛 AI 해커톤</description>
              <pubDate>Tue, 30 Jun 2026 09:50:26 GMT</pubDate>
              <guid>https://blog.afinit.com/어피닛-모든-직원을-ai-빌더로-변화시키는-방법-216909</guid>
              <category>Corporate</category><category>AI</category>
              <author>Afinit team</author>
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              <title>어피닛, 포용금융 현장 대토론회에서 인도 사례를 발표했습니다</title>
              <link>https://blog.afinit.com/어피닛-포용금융-현장-대토론회에서-인도-사례를-발표했습니다-216906</link>
              <description></description>
              <pubDate>Tue, 30 Jun 2026 09:44:08 GMT</pubDate>
              <guid>https://blog.afinit.com/어피닛-포용금융-현장-대토론회에서-인도-사례를-발표했습니다-216906</guid>
              <category>ESG</category>
              <author>Afinit team</author>
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              <title>2026년 6월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/212314</link>
              <description>6월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Wed, 24 Jun 2026 02:10:00 GMT</pubDate>
              <guid>https://blog.afinit.com/212314</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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              <title>AI 시대에 PM은 정말 대체될까? – 문과 출신 주니어 개발자가 슬랙봇으로 팀을 운영해본 3개월</title>
              <link>https://blog.afinit.com/ai-시대에-pm은-정말-대체될까-문과-출신-주니어-개발자가-슬랙봇으로-팀을-운영해본-3개월-201615</link>
              <description></description>
              <pubDate>Thu, 18 Jun 2026 06:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-시대에-pm은-정말-대체될까-문과-출신-주니어-개발자가-슬랙봇으로-팀을-운영해본-3개월-201615</guid>
              <category>AI</category><category>Tech</category>
              <author>Mike Kwon</author>
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              <title>[뉴스레터] Cover Story - 4호</title>
              <link>https://blog.afinit.com/뉴스레터-cover-story-4호-201074</link>
              <description>신용을 처음 만나는 수억 명 — 인도 소비 스토리의 진짜 주인공</description>
              <pubDate>Wed, 17 Jun 2026 06:55:34 GMT</pubDate>
              <guid>https://blog.afinit.com/뉴스레터-cover-story-4호-201074</guid>
              <category>India Fintech News</category><category>Industry</category>
              <author>Afinit team</author>
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            </item><item>
              <title>Apache Iceberg 테이블 운영 실전기: 스냅샷 관리부터 Compaction까지</title>
              <link>https://blog.afinit.com/apache-iceberg-table-operations</link>
              <description>Iceberg의 강력한 기능은 공짜가 아니다 — 6개월간의 운영에서 배운 것들</description>
              <pubDate>Mon, 15 Jun 2026 09:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/apache-iceberg-table-operations</guid>
              <category>Tech</category>
              <author>Jess Jang</author>
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            </item><item>
              <title>Illuminating Lives and Livelihoods:</title>
              <link>https://blog.afinit.com/187771</link>
              <description>HARMONY 3단계 프로젝트의 성공적인 마무리를 기념하며</description>
              <pubDate>Mon, 01 Jun 2026 04:06:00 GMT</pubDate>
              <guid>https://blog.afinit.com/187771</guid>
              <category>ESG</category>
              <author>Afinit team</author>
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            </item><item>
              <title>2026년 5월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/181334</link>
              <description>5월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Fri, 22 May 2026 06:20:00 GMT</pubDate>
              <guid>https://blog.afinit.com/181334</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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              <description></description>
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              <guid>https://blog.afinit.com/서울에서-열린-인도의-날-행사에-다녀왔습니다-177114</guid>
              
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              <category>India Fintech News</category>
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              <category>AI</category><category>Tech</category>
              
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              <guid>https://blog.afinit.com/forward-deployed-engineer-ai-native-최전선에-배치된-엔지니어-145210</guid>
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              <category>India Fintech News</category>
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              <guid>https://blog.afinit.com/cover-story-india-finance</guid>
              <category>Industry</category>
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              <guid>https://blog.afinit.com/cdc-incremental-replication</guid>
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              <category>Tech</category>
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              <guid>https://blog.afinit.com/106665</guid>
              <category>India Fintech News</category>
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              <guid>https://blog.afinit.com/한국-vs-인도-금융주-밸류에이션의-비밀을-풀다-100716</guid>
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              <link>https://blog.afinit.com/99787</link>
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              <guid>https://blog.afinit.com/99787</guid>
              <category>Industry</category>
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              <guid>https://blog.afinit.com/보이지-않는-사람들을-위한-금융-98286</guid>
              <category>Industry</category><category>Finance</category>
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              <link>https://blog.afinit.com/perfect-ai-assistant-guide2</link>
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              <guid>https://blog.afinit.com/perfect-ai-assistant-guide2</guid>
              <category>AI</category><category>Tech</category>
              
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              <link>https://blog.afinit.com/perfect-ai-assistant-guide</link>
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              <guid>https://blog.afinit.com/perfect-ai-assistant-guide</guid>
              <category>AI</category><category>Tech</category>
              
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              <link>https://blog.afinit.com/dynamodb-to-apache-iceberg-migration2</link>
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              <guid>https://blog.afinit.com/dynamodb-to-apache-iceberg-migration2</guid>
              <category>Tech</category>
              
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              <guid>https://blog.afinit.com/dynamodb-to-apache-iceberg-migration</guid>
              <category>Tech</category>
              
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            </item><item>
              <title>2026년 1월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/95797</link>
              <description>1월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Wed, 07 Jan 2026 05:31:00 GMT</pubDate>
              <guid>https://blog.afinit.com/95797</guid>
              <category>India Fintech News</category>
              
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            </item><item>
              <title>AFINIT(어피닛)으로 시작하는 우리의 두 번째 챕터</title>
              <link>https://blog.afinit.com/89642</link>
              <description>Afinit의 3가지 핵심 가치: 기술, 고객, 그리고 성장</description>
              <pubDate>Mon, 29 Dec 2025 09:46:00 GMT</pubDate>
              <guid>https://blog.afinit.com/89642</guid>
              <category>Corporate</category>
              <author>Allen Kim</author>
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            </item><item>
              <title>[현장 리포트] 인도의 디지털 전환, 한국 기업이 반드시 알아야 할 네 가지 포인트</title>
              <link>https://blog.afinit.com/finance-digital-transformation-india</link>
              <description>제24차 한-인도 다이얼로그 포럼 참관기</description>
              <pubDate>Wed, 24 Dec 2025 00:30:00 GMT</pubDate>
              <guid>https://blog.afinit.com/finance-digital-transformation-india</guid>
              <category>Finance</category>
              <author>Afinit team</author>
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            </item><item>
              <title>AI 기반 금융 플랫폼 아키텍처와 혁신적인 금융 여정</title>
              <link>https://blog.afinit.com/ai-financial-platform-architecture</link>
              <description>저희 플랫폼의 핵심 역량을 완성한 Financial Platform Journey Revamp (FPJR) 프로젝트의 모습과 그 의의를 소개하고자 합니다. FPJR은 AFINIT이 처음부터 지향해 온 기술 기반 금융 서비스 비교 플랫폼으로서의 정체성을 공고히 하는 핵심 구조입니다.</description>
              <pubDate>Tue, 23 Dec 2025 04:40:00 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-financial-platform-architecture</guid>
              <category>Tech</category><category>AI</category><category>Product</category>
              <author>Dennis Choi</author>
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            </item><item>
              <title>2025년 12월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-dec-2025</link>
              <description>12월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Wed, 10 Dec 2025 12:16:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-dec-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>FSD 시대의 일하는 법: AI-Native 전환 측정하기</title>
              <link>https://blog.afinit.com/tech-working-with-ai-2</link>
              <description>AI와 함께 일하는 법 시리즈 2/2</description>
              <pubDate>Tue, 02 Dec 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/tech-working-with-ai-2</guid>
              <category>AI</category><category>Tech</category>
              <author>Jack Yoon</author>
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            </item><item>
              <title>AFINIT에서 시간을 만들어 내는 방법</title>
              <link>https://blog.afinit.com/tech-working-with-ai-1</link>
              <description>AI와 함께 일하는 법 시리즈 1/2</description>
              <pubDate>Mon, 01 Dec 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/tech-working-with-ai-1</guid>
              <category>AI</category><category>Tech</category>
              <author>Jack Yoon</author>
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            </item><item>
              <title>통합 데이터 허브로 가는 길 - Part 3</title>
              <link>https://blog.afinit.com/tech-data-integration-hub-3</link>
              <description>기능 구현과 운영전략</description>
              <pubDate>Fri, 28 Nov 2025 10:12:18 GMT</pubDate>
              <guid>https://blog.afinit.com/tech-data-integration-hub-3</guid>
              <category>Tech</category><category>AI</category>
              <author>Gray Yoon</author>
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            </item><item>
              <title>14억 인도의 &apos;금융 포용&apos;을 이끄는 숨은 주역, NBFC를 아시나요?</title>
              <link>https://blog.afinit.com/industsry-nbfc-india</link>
              <description>인도 금융의 모세혈관 NBFC, 어떻게 14억 인구의 삶을 바꿨을까요? 전통 은행의 한계를 넘어 디지털 혁신으로 급성장 중인 인도의 비은행 금융 회사(NBFC)</description>
              <pubDate>Mon, 24 Nov 2025 04:30:00 GMT</pubDate>
              <guid>https://blog.afinit.com/industsry-nbfc-india</guid>
              <category>Industry</category><category>Finance</category><category>ESG</category>
              <author>Daniel Cho</author>
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            </item><item>
              <title>통합 데이터 허브로 가는 길 - Part 2</title>
              <link>https://blog.afinit.com/tech-data-integration-hub-2</link>
              <description>아키텍처 설계와 구축</description>
              <pubDate>Fri, 07 Nov 2025 08:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/tech-data-integration-hub-2</guid>
              <category>Tech</category>
              <author>Gray Yoon</author>
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            </item><item>
              <title>어피닛 AI 엔진이 고객의 EMI를 추정하는 방법</title>
              <link>https://blog.afinit.com/ai-engine-emi-estimation</link>
              <description>EMI 금액 추정을 통한 신흥국에서의 금융포용성 실현</description>
              <pubDate>Fri, 07 Nov 2025 04:29:53 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-engine-emi-estimation</guid>
              <category>AI</category><category>Tech</category><category>Finance</category>
              <author>Jace Shin</author>
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            </item><item>
              <title>2025년 11월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/2025년-11월-인도-핀테크-뉴스-81457</link>
              <description>11월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Fri, 07 Nov 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/2025년-11월-인도-핀테크-뉴스-81457</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>사내 AI Agent와 MCP 서버로 시작한 업무 자동화</title>
              <link>https://blog.afinit.com/ai-agent-mcp-server-automation</link>
              <description></description>
              <pubDate>Thu, 06 Nov 2025 08:41:00 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-agent-mcp-server-automation</guid>
              <category>AI</category>
              
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            </item><item>
              <title>통합 데이터 허브로 가는 길 - Part 1</title>
              <link>https://blog.afinit.com/tech-data-integration-hub-1</link>
              <description>도입 배경과 선택 과정</description>
              <pubDate>Mon, 03 Nov 2025 13:02:30 GMT</pubDate>
              <guid>https://blog.afinit.com/tech-data-integration-hub-1</guid>
              <category>Tech</category>
              <author>Gray Yoon</author>
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            </item><item>
              <title>어피닛에서 GenAI를 금융 심사에 활용해보기</title>
              <link>https://blog.afinit.com/ai-loan-screening</link>
              <description>어피닛 AI/Data팀은 생성형 인공지능(GenAI)의 응답 토큰 로그확률을 활용해 연체확률(PD)을 산정·보정하는 방법을 개발했습니다. 실제 금융 심사 프로세스 일부에 시범 적용 중인 금융 리스크 관리 혁신 사례를 소개합니다.</description>
              <pubDate>Thu, 30 Oct 2025 12:18:42 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-loan-screening</guid>
              <category>AI</category>
              <author>Bentley Jeon</author>
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            </item><item>
              <title>2025년 10월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-oct-2025</link>
              <description>10월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Fri, 03 Oct 2025 01:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-oct-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>어피닛, 인도 테크 브랜드 어워드서 ‘핀테크’ 대상 수상</title>
              <link>https://blog.afinit.com/news-tech-brand-award-win</link>
              <description>- AI 대안신용평가(ACS) 시스템으로 안정적 금융서비스 높이 평가- 현지 금융기업과 파트너십 확대, 인도 시장 내 입지와 영향력 강화</description>
              <pubDate>Tue, 23 Sep 2025 01:27:44 GMT</pubDate>
              <guid>https://blog.afinit.com/news-tech-brand-award-win</guid>
              <category>Afinit News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>스타트업의 재무회계 여정: K-GAAP에서 K-IFRS로 전환하기</title>
              <link>https://blog.afinit.com/K-GAAP-to-IFRS</link>
              <description>투자 유치·IPO·글로벌 진출 대비, 스타트업 회계기준 전환의 전략적 의미</description>
              <pubDate>Mon, 15 Sep 2025 07:10:25 GMT</pubDate>
              <guid>https://blog.afinit.com/K-GAAP-to-IFRS</guid>
              <category>Finance</category>
              <author>June Park</author>
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            </item><item>
              <title>노벨 경제학상 수상자가 바라 본 어피닛...&quot;금융 포용에 기여&quot;</title>
              <link>https://blog.afinit.com/nobel-laureate-balancehero-financial-inclusion</link>
              <description>“AI 기반 대안신용평가, 세계가 주목”금융 포용 혁신, 글로벌 차원의 과제로</description>
              <pubDate>Wed, 10 Sep 2025 05:47:01 GMT</pubDate>
              <guid>https://blog.afinit.com/nobel-laureate-balancehero-financial-inclusion</guid>
              <category>Afinit News</category><category>ESG</category>
              <author>Afinit team</author>
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            </item><item>
              <title>2025년 9월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-sep-2025</link>
              <description>9월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Fri, 05 Sep 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-sep-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>어피닛, 2분기 매출 387억 원 달성…세전이익 81억 원</title>
              <link>https://blog.afinit.com/news-q2-revenue-growth</link>
              <description>- 역대 최대 분기 실적…올해 연간 세전 이익 목표 260 억 원- 파트너사 금융상품 추천 비즈니스로 수익성 극대화, ‘AI 파이낸스 디시저닝 플랫폼’ 주효</description>
              <pubDate>Tue, 26 Aug 2025 00:52:44 GMT</pubDate>
              <guid>https://blog.afinit.com/news-q2-revenue-growth</guid>
              <category>Afinit News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>어피닛, ‘AI 대안신용평가모델 연구’ 국제학술대회 KER서 공개</title>
              <link>https://blog.afinit.com/news-ai-credit-scoring-model</link>
              <description>- 은행 등 전통 신용점수 모델 대비 32% 높은 성능, SMS 텍스트 데이터 활용 주효- 최신 AI 모델 적용, 데이터 분석으로 저소득, 무신용자 포용 금융 실현</description>
              <pubDate>Tue, 12 Aug 2025 00:37:07 GMT</pubDate>
              <guid>https://blog.afinit.com/news-ai-credit-scoring-model</guid>
              <category>Afinit News</category><category>AI</category>
              <author>Afinit team</author>
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            </item><item>
              <title>인도 사용자들이 이해하는 금융 용어의 차이점 (3)</title>
              <link>https://blog.afinit.com/product-user-research-financial-terms-3</link>
              <description>Data를 Information으로, 오해를 줄인 한 단어의 힘 </description>
              <pubDate>Fri, 08 Aug 2025 05:29:04 GMT</pubDate>
              <guid>https://blog.afinit.com/product-user-research-financial-terms-3</guid>
              <category>Product</category>
              <author>Young Kim</author>
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            </item><item>
              <title>2025년 8월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-aug-2025</link>
              <description>8월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Fri, 08 Aug 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-aug-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>오픈소스 PDF 라이브러리 도입과 전자서명 구현 경험기</title>
              <link>https://blog.afinit.com/tech-introducing-openpdf</link>
              <description>PDF 라이브러리 오픈소스 도입을 고려하는 개발자를 위해, 기술 스택 선정부터 전자서명 기능 구현까지의 전 과정을 공유드립니다.</description>
              <pubDate>Mon, 28 Jul 2025 04:12:40 GMT</pubDate>
              <guid>https://blog.afinit.com/tech-introducing-openpdf</guid>
              <category>Tech</category>
              <author>Woony Kim</author>
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            </item><item>
              <title>DBT를 활용해 준실시간으로 클라이언트 Journey 파악하기</title>
              <link>https://blog.afinit.com/tech-how-to-make-date-logs-table</link>
              <description>사내 개발자들의 생산성을 높이기 위해, 클라이언트 여정을 손쉽게 파악할 수 있는 데이터 마트 테이블 생성기</description>
              <pubDate>Fri, 11 Jul 2025 09:33:45 GMT</pubDate>
              <guid>https://blog.afinit.com/tech-how-to-make-date-logs-table</guid>
              <category>Tech</category>
              <author>Austin Kim</author>
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            </item><item>
              <title>2025년 7월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-jul-2025</link>
              <description>7월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Fri, 04 Jul 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-jul-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>모두를 위한 용어집, BH-Glossary 개발기</title>
              <link>https://blog.afinit.com/tech-ai-glossary</link>
              <description>밸런스히어로의 BH-Glossary: LLM과 RAG를 활용해 슬랙에서 실시간으로 사내 용어를 검색하고 한글/영어로 답변을 제공하는 AI 봇 개발기. 개발 계기, 구현 방법, 운영 전략까지 소개합니다.</description>
              <pubDate>Fri, 27 Jun 2025 08:47:00 GMT</pubDate>
              <guid>https://blog.afinit.com/tech-ai-glossary</guid>
              <category>Tech</category><category>AI</category>
              <author>Gon Song</author>
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            </item><item>
              <title>밸런스히어로, AI 대안신용평가시스템 특허 등록…인도 핀테크 입지 확대</title>
              <link>https://blog.afinit.com/balancehero-patent-registration</link>
              <description>-인도 내 10억 여명의 중저신용자 금융 접근성 높인 독창적인 알고리즘 특허로 보호 - “핀테크 플랫폼 비즈니스 확장하여 인도 내 주도권 강화할 것”</description>
              <pubDate>Thu, 19 Jun 2025 00:38:52 GMT</pubDate>
              <guid>https://blog.afinit.com/balancehero-patent-registration</guid>
              <category>Afinit News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>밸런스히어로 AI 엔진이 대출금액을 산출하는 방법</title>
              <link>https://blog.afinit.com/ai-engine-loan-amount-calculation</link>
              <description>대안 데이터와 구간중도절단 추정방법론을 이용한 무담보 대출의 승인금액 산출</description>
              <pubDate>Wed, 11 Jun 2025 04:19:00 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-engine-loan-amount-calculation</guid>
              <category>AI</category><category>Tech</category>
              <author>Jace Shin</author>
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            </item><item>
              <title>2025년 6월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-jun-2025</link>
              <description>6월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Thu, 05 Jun 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-jun-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>Nifi에서 Apache Flink로, 실시간 SMS 파이프라인 개선기</title>
              <link>https://blog.afinit.com/nifi-apache-flink-sms-pipeline</link>
              <description>SMS 파이프라인을 보다 안정적이고 확장 가능하게 만들기 위한 기술적 전환 과정을 공유합니다</description>
              <pubDate>Fri, 30 May 2025 02:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/nifi-apache-flink-sms-pipeline</guid>
              <category>Tech</category>
              <author>Jess Jang</author>
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            </item><item>
              <title>인도인들은 대출을 어떻게 신청할까?</title>
              <link>https://blog.afinit.com/product-understand-real-user</link>
              <description>더 쉽고 빠른 대출을 위해 현지에서 고객을 만나 프로덕트를 개선한 이야기</description>
              <pubDate>Mon, 12 May 2025 06:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/product-understand-real-user</guid>
              <category>Product</category>
              <author>Chloe Yu</author>
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            </item><item>
              <title>밸런스히어로를 선택한 이유</title>
              <link>https://blog.afinit.com/corporate-new-employee</link>
              <description>미생에서 &apos;밸런스히어로&apos;로 거듭난 이야기</description>
              <pubDate>Fri, 09 May 2025 01:38:45 GMT</pubDate>
              <guid>https://blog.afinit.com/corporate-new-employee</guid>
              <category>Corporate</category>
              <author>Austin Kim</author>
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            </item><item>
              <title>2025년 5월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-may-2025</link>
              <description>5월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Fri, 09 May 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-may-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>한 방울의 변화로 공동체를 변화시키다</title>
              <link>https://blog.afinit.com/esg-water</link>
              <description>밸런스히어로와 TERI가 물 보존 및 교육을 통해 지속 가능한 영향을 만들어낸 이야기</description>
              <pubDate>Tue, 29 Apr 2025 12:05:00 GMT</pubDate>
              <guid>https://blog.afinit.com/esg-water</guid>
              <category>ESG</category><category>Corporate</category>
              <author>Afinit team</author>
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            </item><item>
              <title>밸런스히어로, 월드뱅크 방문... “인도 등 개발도상국 핀테크 모범 사례”</title>
              <link>https://blog.afinit.com/news-worldbank-visit</link>
              <description>중저신용자 민간 금융 서비스 보편화 실현, 개도국 포용 금융 사례로 주목</description>
              <pubDate>Mon, 28 Apr 2025 09:45:00 GMT</pubDate>
              <guid>https://blog.afinit.com/news-worldbank-visit</guid>
              <category>Afinit News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>2024년 우리를 움직인 키워드 : BHK Core Value 2.0 리포트</title>
              <link>https://blog.afinit.com/corporate-core-value-ver2-report</link>
              <description>“잘 만든 코어 밸류 하나, 열 조직문화 부럽지 않다.”</description>
              <pubDate>Mon, 21 Apr 2025 06:39:46 GMT</pubDate>
              <guid>https://blog.afinit.com/corporate-core-value-ver2-report</guid>
              <category>Corporate</category>
              <author>Allen Kim</author>
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            </item><item>
              <title>2025년 4월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-apr-2025</link>
              <description>4월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Sat, 05 Apr 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-apr-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>인도 유저들이 이해하는 금융 용어 (2)</title>
              <link>https://blog.afinit.com/product-user-research-financial-terms-2</link>
              <description>데이터(Data)가 모바일 데이터가 아니라 내 정보를 물어보는 거라니?!</description>
              <pubDate>Mon, 31 Mar 2025 09:11:27 GMT</pubDate>
              <guid>https://blog.afinit.com/product-user-research-financial-terms-2</guid>
              <category>Product</category>
              <author>Young Kim</author>
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            </item><item>
              <title>밸런스히어로, 연매출 1,442억 달성…AI 기반 파이낸스 플랫폼 비즈니스 확장</title>
              <link>https://blog.afinit.com/news-finance-platform-based-ai</link>
              <description>- 일반기업회계기준, 전년비 매출 70%, 영업익 121% 상승, 연평균 성장률 100%- “인도 시장 성장성 및 ACS 기술력 바탕으로 매년 50% 이상 고성장 기대”</description>
              <pubDate>Mon, 31 Mar 2025 04:52:25 GMT</pubDate>
              <guid>https://blog.afinit.com/news-finance-platform-based-ai</guid>
              <category>Afinit News</category><category>AI</category>
              <author>Afinit team</author>
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            </item><item>
              <title>African Credit Scoring Challenge 2위 수상 인터뷰</title>
              <link>https://blog.afinit.com/ai-african-credit-scoring-challenge-interview</link>
              <description>밸런스히어로 AI/Data 팀 데이터사이언티스트 Bently (전현우) 인터뷰</description>
              <pubDate>Fri, 28 Mar 2025 07:06:18 GMT</pubDate>
              <guid>https://blog.afinit.com/ai-african-credit-scoring-challenge-interview</guid>
              <category>AI</category>
              <author>Afinit team</author>
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            </item><item>
              <title>Core Value 2.0 : 밸런스히어로가 다시 성장 DNA를 깨우는 방법</title>
              <link>https://blog.afinit.com/corporate-core-value-ver2</link>
              <description>과거의 성공을 넘어, 미래를 향한 성장의 길</description>
              <pubDate>Tue, 18 Mar 2025 06:25:00 GMT</pubDate>
              <guid>https://blog.afinit.com/corporate-core-value-ver2</guid>
              <category>Corporate</category>
              <author>Allen Kim</author>
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            </item><item>
              <title>2025년 3월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-mar-2025</link>
              <description>3월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Sat, 08 Mar 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-mar-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>인도 디지털 대출 시장</title>
              <link>https://blog.afinit.com/industry-indian-digital-loan-market</link>
              <description>금융 혁명의 중심에서 투자 기회로</description>
              <pubDate>Mon, 24 Feb 2025 09:30:35 GMT</pubDate>
              <guid>https://blog.afinit.com/industry-indian-digital-loan-market</guid>
              <category>Industry</category>
              <author>Daniel Cho</author>
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            </item><item>
              <title>밸런스히어로, 국제 금융 데이터 사이언스 대회서 2위 수상</title>
              <link>https://blog.afinit.com/news-international-financial-data-science-award</link>
              <description>- 195개국 데이터 사이언티스트 네트워크 진디 주최, 전 세계서 1000여명 참여- 한국서 유일 수상, 2위 등극…”대안신용평가시스템 기술력 및 확산 가능성 입증”</description>
              <pubDate>Tue, 18 Feb 2025 10:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/news-international-financial-data-science-award</guid>
              <category>Afinit News</category><category>AI</category>
              <author>Afinit team</author>
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            </item><item>
              <title>2025년 2월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-feb-2025</link>
              <description>2월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Sat, 08 Feb 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-feb-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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              <title>다름을 이해하는 것에서 시작하는 UX</title>
              <link>https://blog.afinit.com/product-understanding-cultural-differences-ux</link>
              <description>한국인 디자이너의 시점에서 느낀 인도 사용자의 문화적 · 환경적 특성을 프로덕트에 어떻게 반영했는지 이야기합니다.</description>
              <pubDate>Fri, 24 Jan 2025 05:30:00 GMT</pubDate>
              <guid>https://blog.afinit.com/product-understanding-cultural-differences-ux</guid>
              <category>Product</category>
              <author>Judy Kim</author>
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              <title>Kicking Off 2025 in Style</title>
              <link>https://blog.afinit.com/corporate-kicking-off-2025</link>
              <description>밸런스히어로 인도법인의 화려한 새해 축하 행사</description>
              <pubDate>Thu, 23 Jan 2025 08:42:00 GMT</pubDate>
              <guid>https://blog.afinit.com/corporate-kicking-off-2025</guid>
              <category>Corporate</category>
              <author>Daniel Cho</author>
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              <title>PM이 비즈니스 문제를 제품과 유저의 교집합으로 푸는 방법</title>
              <link>https://blog.afinit.com/product-user-business-overap-problems</link>
              <description>밸런스히어로의 대출 서비스 고도화하기 #인도소액대출 #PM </description>
              <pubDate>Thu, 02 Jan 2025 07:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/product-user-business-overap-problems</guid>
              <category>Product</category>
              <author>Min Park</author>
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              <title>2025년 1월 인도 핀테크 뉴스</title>
              <link>https://blog.afinit.com/india-fintech-news-jan-2025</link>
              <description>1월 인도 핀테크 관련 정부 규제, 경쟁사 및 업계 동향을 공유합니다.</description>
              <pubDate>Wed, 01 Jan 2025 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/india-fintech-news-jan-2025</guid>
              <category>India Fintech News</category>
              <author>Afinit team</author>
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            </item><item>
              <title>인도 유저들이 이해하는 금융 용어 (1)</title>
              <link>https://blog.afinit.com/product-user-research-financial-terms</link>
              <description>#인도유저 #리서치오퍼레이션 #유저리쿠르팅 #이해도테스트</description>
              <pubDate>Mon, 30 Dec 2024 03:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/product-user-research-financial-terms</guid>
              <category>Product</category>
              <author>Young Kim</author>
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              <title>인도 디지털 대출 규제 발표와 True Balance</title>
              <link>https://blog.afinit.com/product-indian-digital-lending-guideline</link>
              <description>RBI의 Digital Lending Guideline(DLG) 발표에 따라, True Balance 앱의 디지털 대출 서비스가 규제를 준수할 수 있도록, 밸런스히어로 Product팀은 필요한 기능을 기획하고 기한 내 신속히 개발·배포했습니다.</description>
              <pubDate>Thu, 26 Dec 2024 01:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/product-indian-digital-lending-guideline</guid>
              <category>Product</category>
              <author>Dennis Choi</author>
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              <title>밸런스히어로, 대안신용평가시스템 고도화…AI 적용 확대</title>
              <link>https://blog.afinit.com/news-alternative-credit-scoring-system</link>
              <description>- 인도 10억 중저신용자 특화 신용 평가 시스템 ACS, LLM 확장 적용- SMS 텍스트만으로 부도율 예측 가능 모델 개발…“인도 금융 서비스 보편화에 앞장”</description>
              <pubDate>Tue, 26 Nov 2024 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/news-alternative-credit-scoring-system</guid>
              <category>Afinit News</category>
              <author>Afinit team</author>
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              <title>밸런스히어로, 24년 상반기 역대 최대 실적…플랫폼 매출 3배 급증</title>
              <link>https://blog.afinit.com/news-platform-revenue-growth</link>
              <description>- 매출 동기 대비 2배 이상 증가, 영업익 170억으로 지난해 연간 기록 초과 달성- 총 대출액 중 32%가 플랫폼 대출…핀테크 역량 기반 금융 플랫폼으로 진화- “14억 인구, 고성장 인도 핀테크 시장에서 주요 금융 플랫폼 우위 선점”</description>
              <pubDate>Thu, 01 Aug 2024 02:11:31 GMT</pubDate>
              <guid>https://blog.afinit.com/news-platform-revenue-growth</guid>
              <category>Afinit News</category>
              <author>Afinit team</author>
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              <title>밸런스히어로, 연 취급액 4천억 달성…인도 3대 핀테크 협회 가입 완료</title>
              <link>https://blog.afinit.com/news-fintech-association-membership</link>
              <description>- 전년 대비 30% 성장, 현지 소액 대출 업계 평균 대비 높고 빠른 성장-  ISO 9001도 지난해 획득, 위기 관리 능력을 배가하며 비즈니스 확대-  소액 대출 사업자 최초 IMAMAI, FACE, DLAI 3대 협회 가입 완료</description>
              <pubDate>Mon, 29 Jan 2024 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/news-fintech-association-membership</guid>
              <category>Afinit News</category>
              <author>Afinit team</author>
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              <link>https://blog.afinit.com/news-microloan-expansion</link>
              <description>- 종합 핀테크 앱으로 지난해 흑자 전환 성공…’저신용자 소액 대출’ 사업 강화- 지난 3년 간 대출 건수, 매출 약 8배 상승…투자금 대출 사업 활용- 인도 무신용, 저신용층 10억명 대상, 연 3배 이상의 고속 성장 예상</description>
              <pubDate>Thu, 10 Aug 2023 00:00:00 GMT</pubDate>
              <guid>https://blog.afinit.com/news-microloan-expansion</guid>
              <category>Afinit News</category>
              <author>Afinit team</author>
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